EDD Bank of America Debit Card: Benefits, Features, and FAQs 2023

EDD Bank of America

EDD Bank of America


The EDD Bank of America debit card provides a hassle-free and secure way to receive benefit payments from the Employment Development Department (EDD). With features like chip-enabled technology and widespread acceptance, this prepaid Visa debit card offers convenience and peace of mind. This article will explore the benefits, features, and frequently asked questions about the EDD Bank of America debit card.

What is EDD Bank of America?

The Employment Development Department (EDD) issues benefit payments for Disability Insurance, Paid Family Leave, and Unemployment Insurance claims using a Visa debit card. This prepaid card is a fast, convenient, and secure way to receive your benefits, and it does not require a credit check or monitoring by the EDD.

Benefits and Features of EDD Bank of America

  1. Fast Access to Funds: Receive your benefit payments directly onto your card, allowing you to access funds quickly without waiting for paper checks or manual processes.
  2. Universal Acceptance: Use your EDD debit card everywhere Visa is accepted, whether in stores, online, or over the phone. Enjoy the convenience of making purchases without the need for cash.
  3. Cash Withdrawals: Withdraw cash from ATMs, banks, or participating stores with cashback options. This flexibility ensures you have access to funds whenever you need them.
  4. Free Transfer of Funds: Easily transfer funds from your EDD debit card to the financial institution of your choice, eliminating additional costs or fees.
  5. Account Notifications: Stay informed about your account activity with notifications for deposits and low-balance alerts, ensuring you have control over your funds.
  6. Zero Liability Policy: Benefit from the EDD Bank of America debit card’s Zero Liability Policy, which offers protection against fraudulent transactions, providing peace of mind and financial security.

How do I check my EDD card balance?

To effortlessly stay updated on your debit card balance, you can check it round the clock without any cost through the automated account information service. Simply dial the toll-free customer service number: 1.866.692.9374.

Another option is to perform a balance inquiry at an ATM or conveniently access it online at www.bankofamerica.com/eddcard. We strongly recommend checking your balance before making transactions to ensure you know the available funds in your EDD Prepaid Debit Card account.

For added convenience, you can also sign up for mobile text and email alerts, providing daily balance updates and low-balance notifications. To activate these alerts, log in to your account, navigate to Alert Settings, and select Alert Options under your Profile. Stay informed and in control of your finances effortlessly.

How do I transfer money from EDD to the bank?

You can move your benefits to your checking or savings account via a one-time or regular online transfer. You can do this by going to www.bankofamerica.com/eddcard or calling the Service Center at 1.866.692.9374. There are limits on how much you can transfer, but these limits can change. You can check the current limits online or ask the Service Center for more information unless security reasons prevent us from sharing that information.

Please remember: The Employment Development Department will never contact you to ask for your personal bank account details. To make a direct deposit transfer, you must initiate it through Bank of America.

Frequently Asked Questions (FAQ’S)

Q. What is the process for receiving a new chip-enabled  EDD Bank of America debit card?

New claimants and those with expiring cards will automatically receive a new chip-enabled debit card. Replacement cards are issued for expired, lost, stolen, or damaged cards.

Q. How can I activate my new EDD debit card?

    • Visit the Bank of America debit card website and select “Activate My Card.
    • Call the toll-free numbers provided: 1-866-692-9374 (within the U.S.) or 1-423-262-1650 (collect if outside the U.S.).

Q. Can existing cardholders continue using their current card?

    • Yes, existing cardholders can continue using their EDD debit card for up to three years from the date of issuance.
    • Immediate access to benefits is granted for participants returning within three years.

Q. What should I do if my card is lost, stolen, or damaged?

    • Call Bank of America at 1-866-692-9374 (TTY: 1-866-656-5913) to report a lost or stolen card.
    • Order a replacement for damaged cards online via the Bank of America debit card website.

Q.How can I check my card balance and transaction history?

    • Download the Bank of America Prepaid Card app or log in to your UI Online or SDI Online account.
    • Call the toll-free numbers listed in the Additional Information section.

Q.How can I protect myself from fraud?

    • Keep your card, PIN, and personal information confidential.
    • Remember that the EDD and Bank of America never request your card details or PIN.


The EDD Bank of America debit card offers a convenient, secure, and efficient method to receive benefit payments from the EDD. With features such as chip-enabled technology, universal acceptance, and robust fraud protection, this prepaid Visa debit card provides peace of mind while accessing and managing your funds. By familiarizing yourself with the benefits, features, and frequently asked questions surrounding the EDD Bank of America debit card, you can optimize your payment experience and enjoy a seamless financial journey.



Employment Development Department (EDD), State of California


The information provided in this article is for general informational purposes only. While we strive to keep the information up to date and accurate, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the article or the information, products, services, or related graphics contained in the article for any purpose. Therefore, Any reliance on such information is strictly at your own risk.

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