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Axis Bank My Zone Credit Card

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Introduction

The Axis Bank My Zone Credit Card is an excellent entry-level credit card with many benefits and features designed to enhance your financial experience. With complimentary airport lounge access, attractive discounts on dining at partner restaurants, and rewarding cashback offers, this card provides a comprehensive package for users. In this article, we will explore the key features and benefits of the Axis Bank My Zone Credit Card and the associated fees and charges. Let’s dive in!

Axis MyZone Credit Card

 

Key Features and Benefits

The Axis Bank My Zone Credit Card has several exciting features and benefits. Here are the highlights:

Welcome Benefits

Upon acquiring the Axis Bank My Zone Credit Card, you can access enticing welcome benefits. These include a complimentary annual membership to SonyLiv, an online streaming platform offering various entertainment options. Additionally, you receive an exclusive 40% discount on Swiggy orders amounting to Rs. 500 or more, enabling you to relish delicious meals at reduced prices.

Earn Rewards

You earn Reward Points whenever you utilize your Axis Bank My Zone Credit Card for fuel, dining, and online shopping. For every Rs. 100 spent in these categories, you accumulate 4 Reward Points. These points can be redeemed for cashback, gift vouchers, and an array of exciting rewards. This feature lets you maximise your daily expenses and turn them into valuable benefits.

Cashback Offers

Shopping enthusiasts will appreciate the 10% cashback offer on purchases of Rs. 500 or more from AJIO, a renowned online fashion retailer. This exclusive cashback reward enhances your savings and makes your shopping experience even more enjoyable.

Additional Benefits

The Axis Bank My Zone Credit Card provides its users a host of other advantages. These include complimentary airport lounge access, ensuring you can relax and unwind while waiting for your flight. Moreover, you enjoy the convenience of no fuel surcharge on transactions ranging from Rs. 400 to Rs. 4,000, making your fuel expenses more affordable. Lastly, you receive a generous 15% discount on dining at partner restaurants, allowing you to savour delectable meals without breaking the bank.

Fees and Charges

It’s important to be aware of the fees and charges associated with any credit card. Here is a breakdown of the fees applicable to the Axis Bank My Zone Credit Card:

  • Annual Fee: Rs. 500 (First year free)
  • Joining Fee: Lifetime free for select channels(or 500 Rs.)
  • Cash Advance Fee: 2.5% of the cash amount (minimum Rs. 500)
  • Late Payment Fee: Rs. 500 if the total payment due is between Rs. 501 – Rs. 5,000; Rs. 750 if the total payment due is between Rs. 5,001 – Rs. 10,000; Rs. 1,200 if the total payment due is greater than Rs. 10,000
  • Fuel Surcharge Refund: 1% of the transaction amount (maximum Rs. 400 per month)
  • Foreign Currency Transaction Fee: 3.50% of the transaction value
  • Reward Point Redemption Fee: Yes

Reviewing these charges before applying for the card is advisable to make an informed decision.

How to Apply

Applying for the Axis Bank My Zone Credit Card is a simple and hassle-free process. You have two options:

  1. Apply Online: Visit the official Axis Bank website and navigate to the credit card section. Fill out the necessary details, including your name, address, income, and employment information. Submit the application online, and the bank will review it accordingly.
  2. Visit a Nearby Axis Bank Branch: Alternatively, you can visit a nearby Axis Bank branch and apply for a credit card in person. The bank’s representatives will guide you through the application process and assist you with any queries or concerns you may have.

Ensure you have all the required documents and information readily available to expedite the application process.

Conclusion

In conclusion, the Axis Bank My Zone Credit Card offers various benefits and features that cater to various needs and preferences. Whether you’re a frequent traveller who desires airport lounge access or a food enthusiast seeking dining discounts, this card provides an excellent value proposition. With cashback rewards, welcome benefits, and the opportunity to earn Reward Points, the Axis Bank My Zone Credit Card allows you to optimize your expenses and enjoy exclusive privileges. However, before applying, it’s essential to consider the associated fees to make an informed decision based on your financial circumstances. If you’re looking for an entry-level credit card with attractive benefits, the Axis Bank My Zone Credit Card is definitely worth considering.

Additional Information

Here are a few additional details about the Axis Bank My Zone Credit Card:

  • Credit Limit: The card offers a credit limit of up to Rs. 2 lakh, providing you with ample purchasing power.
  • Validity: The Axis Bank My Zone Credit Card is valid for 5 years from the date of issuance, ensuring long-term usability.
  • Global Acceptance: This credit card can be used at all Mastercard acceptance points within India and abroad, offering flexibility and convenience.
  • Enhanced Security: The card features a chip and PIN security feature, protecting against unauthorized transactions and ensuring peace of mind.

For more information and to apply for the Axis Bank My Zone Credit Card, visit here.

FAQs (Frequently Asked Questions)

Q. Can I apply for the Axis Bank My Zone Credit Card online?

A. Yes, you can easily apply for the Axis Bank My Zone Credit Card online through the official Axis Bank website. The online application process is convenient and user-friendly.

Q. Are there any welcome benefits associated with the Axis Bank My Zone Credit Card?

A. Upon acquiring the Axis Bank My Zone Credit Card, you are entitled to a complimentary annual membership to SonyLiv and a 40% discount on Swiggy orders of Rs. 500 or more.

Q. How can I redeem the Reward Points earned with my Axis Bank My Zone Credit Card?

A. You can redeem your Reward Points for cashback, gift vouchers, and various rewards. The redemption process is simple and can be done through the Axis Bank website or customer care services.

Q. Does the Axis Bank My Zone Credit Card offer any cashback benefits?

A. Yes, the Axis Bank My Zone Credit Card provides a 10% cashback on AJIO purchases of Rs. 500 or more, allowing you to enjoy savings while shopping for fashion items.

Q. What are the fees associated with the Axis Bank My Zone Credit Card?

A. The Axis Bank My Zone Credit Card has an annual fee of Rs. 500 (first year free) and a joining fee of Rs. 500 (lifetime free for select channels). Other charges include cash advance fees, late payment fees, fuel surcharge refund, foreign currency transaction fees, and reward point redemption fees.

 

Q: What are the welcome benefits of the Axis Bank My Zone Credit Card?

A: The welcome benefits of the Axis Bank My Zone Credit Card include a complimentary annual membership to SonyLiv and 40% off on Swiggy orders of Rs. 500 or more.

Q: How many Reward Points do I earn for every Rs. 100 I spend on the Axis Bank My Zone Credit Card?

A: You earn 4 Reward Points for every Rs. 100 you spend on fuel, dining, and online shopping.

Q: What are the redemption options for Reward Points on the Axis Bank My Zone Credit Card?

A: You can redeem Reward Points for cashback, gift vouchers, and other rewards.

Q: How do I apply for the Axis Bank My Zone Credit Card?

A: You can apply for the Axis Bank My Zone Credit Card online or by visiting a nearby Axis Bank branch. You must provide some basic information, such as your name, address, income, and employment details.

Q: What are the eligibility criteria for the Axis Bank My Zone Credit Card?

A: The eligibility criteria for the Axis Bank My Zone Credit Card include being at least 18 years old, having a minimum annual income of Rs. 3 Lakh, and having a good credit history.

Disclosure

This article contains affiliate links. If you click on these links and make a purchase or apply for a credit card, I may earn a commission at no additional cost. Including these affiliate links helps support the creation of valuable content and the maintenance of this website. Rest assured, I only recommend products and services that I have thoroughly researched and believe will bring value to my readers. Thank you for your support!

 

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